The European PSD2 directive on electronic payment services
This is a compulsory procedure for checking your authenticity by means of two factors that belong to one of these fields:
- Something that only the client knows, for example, the password.
- Something that only the customer has, for example, his mobile phone.
- Something that only the customer has, e.g. his fingerprint.
This double authentication procedure is therefore mandatory when accessing your online accounts or initiating electronic payment transactions.
It is not always necessary to apply SCA, in the case of gift card payments or if the purchases do not amount to very high amounts. Cardholders will now see that they need to take this step on a more regular basis.
- Realizza un acquisto in negozio con carta di credito.
- Autorizza l’acquisto online tramite autenticazione forte.
- Torna in negozio, verifica l'acquisto e quindi termina il processo.